Monday, May 16, 2011

31. Warren Buffett quotes



Here are some quotes by Warren Buffett as reported by Mary Buffett. Warren Buffett was the richest man in the world for several years, together with Bill Gates. (That is how they become friends too.) Warren Buffett made his wealth in the capital markets. Now he has donated more than 80% of his wealth to the Philanthropic Foundation of Bill Gates, Melinda and Bill Gates Foundation. It seems to be the  largest private philanthropic organization of our days, similar to the older philanthropic organization of Rockefeller (oil industry), and the even oldest of Andrew Carnegie (steel industry).


1. Never be afraid to ask for too much when selling or offer too little when buying.






2. You cannot make a good deal with a bad person






3. It is easier to stay out of trouble than it is to get out of trouble.






4. Happiness does not buy you money






5. It takes 20 years to build a reputation and 5 minutes to lose it. If you think about that, you will do things differently.






6. The market, like the Lord, helps those that help themselves. But unlike the Lord, the market does not forgive those who know not what they do.






7. I do not try to jump over 7-foot bars; I look around for 1-foot bars that I can step over.






8. The chains of habit are too light to be felt until they are too heavy to be broken.






9. Marrying for money is probably a bad idea under any circumstances, but it is absolutely nuts if you are already rich.






10.It is not necesary to do extraordinary things to get extraordinary results.






11.Money, to some extent, sometimes lets you be in more interesting environments. But it can not change how many people love you or how healthy you are.






12. You do not have to make money back the same way you lost it.






13. Someone is sitting in the shade today because someone planned a tree a long time ago.






14. If principles become dated, they are no longer principles.






15. You have to think for yourself. It always amazes me how high-IQ people mindlessly imitate. I never get good ideas talking to other people.






16. You want to learn from experience, but you want to learn from other people's experience first when you can.






17. It is hard to teach a young dog old tricks.






18. It is only when the tide goes out that you learn who's been swimming naked.






19. When ideas fail, words come in very handy.






20.Wouldn't it be great if we could buy love for 1 million? But the only way to be loved is to be lovable. You always get back more than you give away. If you do not give away any, you won't get any. There is nobody I know who commands the love of others who does not feel like a success. And I can not imagine people who are not loved feel very successful.






21. We enjoy the process far more than the proceeds, though I have learned to live with those also.






22. There comes a time when you ought to start doing what you want. Take a job that you love. You will jump out of bed in the morning. I think you are out of your mind if you keep taking jobs that you do not like because you think it will look good on your resume. Is it not that like saving sex for you old age?






23. Never ask a barber if you need a haircut.






24. A public opinion poll is no substitute for thought.






25. Recommending something to be held for 30 years is a level of self-sacrifice you will rarely see in a monastery, let alone a brokerage house.






26. Wall Street makes its money on activity. You make your money on inactivity.






27. You only have to do a very few things right in your life so long as you do not do too many things wrong.






28, If you let yourself be undisciplined on the small things, you will probably be undisciplined on the large things as well.






29. The less prudence with which others conduct their affairs, the greater the prudence with which we should conduct our own affairs.






30.Imagine that you had a car and that was the only car you would have for your entire lifetime. Of course, you'd care for it well, changing the oil more frequently than necessary, driving carefully, etc. Now, consider that you only have one mind and one body. Prepare them for life, care for them. You can enhance your mind over time. A person's main asset is themselves. So preserve and enhance yourself.






31.When proper temperament joins up with the proper intellectual framework, then you get rational behaviour.






32.The fact that people are full of greed, fear, or folly is predictable. The sequence is not predictable.






33. Of the 7 deadly sins, envy is the silliest, because if you have it, you do not feel better. You feel worse. I 've had some good times with gluttony...we won't get into lust.






34. The most important thing to do if you find yourself in a hole is to stop digging.






35. If at first you do succeed, quit trying.






36. Risk comes from not knowing what you are doing.






37. That which is not worth doing at all, is not worth doing well.






38. We never look back. We just figure there is so much to look forward to, that there is no sense thinking of what we might have done. It just does not make any difference. You can only live life forward.






39.I want to be able to explain my mistakes, This means I do only the things I completely understand.






40. If you do not make mistakes, you can not make decisions.






41. If we can not find things within our circle of competence, we do not expand the circle. We will wait.






42. The key is that the market basically just sets prices, so it exists to serve you, not to instruct you.






43. The smartest side to take in a bidding war is the losing side.




44. What we learn from history is that people do not learn from history.






45. Look at market fluctuations as your friend rather than your enemy. Profit from the folly rather than participate in it.






46. No matter how great the talent or effort, some things just take time: You cannot produce a baby in one month by getting nine women pregnant.






47. If past history was all there was to the game, the richest people would be librarians.






48. I would be a bum on the street with a tin cup, if the markets were efficient.






49.Of the billionaires I have known, money just brings out the basic traits in them. If they were jerks before they had money, they are simply jerks with a billion dollars.











Sunday, May 15, 2011

30. The escalation of needs, desires or goals, according to A. Maslow, individual initiative and de-monetisation.

Individual initiative in organized endeavour and action is motivated by an escalation of needs or desires , that are according to A. Maslow as in the image in the right. The major part of the benevolent influences in the societies, come through the brilliant personal initiatives of great individuals. 
Notice that only the lower 2 (biological needs, safety needs) of the more than 8 layers in the escalation are monetised, in other words are acquired mainly by buying products or services with money. The other 6
require desires, efforts, skills and social supply that mainly do not involve buyng them with money.
For example in the internet there is an increasing abundance of free electronic art products (music, visual arts free e-products like video, relevant software, multimedia games, free educational products, free architectural and engineering blue prints, etc) that fall mainly in the levels 5,6,7 of Cognitive needs, Aesthetic needs, Self-actualisation needs. Similarly the reputation of authors, artist, social figures, and even love by other people (levels 3, 4) mainly cannot be bought with money. The larger the width in the escalation the larger the number of people that feel fulfilled and struggle for the corresponding needs. The higher the  evolution of the the society,  the larger the number of layers of needs and desires that are not monetised and the less the differences of the width of the layers.
For an intersesting video on the open source economies see http://blog.ted.com/2008/04/16/yochai_benkler_1/ ). 

Here a good question is : Would we not prefer to have the two lower layers of basic  physiological and security needs de-monetised? In other words individual as birth right to have the resources for daily survival food, health care, basic transportation, and shelter,  for all their life? The planet does have the resources for this. And why to pay to be able to survive in our own planet? The moral impact on the individual to have to pay so as to survive is an almost immoral demand. The present economic system is very often overactive in vain, for good and services of highly questionable value and utility. It wastes vast volumes of energy and human activity. This becomes more clear as the technology advances, in energy, medicine, and agriculture. We could still keep the monetisation for the surplus monetary power (capital) that the initiative of some talented individuals would need for new services and products; (micro and macro economic scale). And we could still keep the monetisation for extra consumer or similar,  goods and services that an individual might desire to enhance the wealth of his household (household economics). An obvious counter argument here is that if this would be so, then many people would not bother to work at all. I agree that in such a situation a significant percentage of people would choose not to work and survive with the absolutely basic only. At first this is not fatal for society. Maybe we are not aware that in the populations of underground ants, only 50% of them work each day. So ants have 50% uneployment for millions of years and still their populations are doing well for millions of years! (see e.g.
http://blog.ted.com/2008/01/08/deborah_gordon/ and http://www.ted.com/talks/lang/eng/deborah_gordon_digs_ants.html ) Second  by a more intelligent re-design of our economic activities, we can reduce drastically the vain over activity of the current economic systems, so that having a percentage of the population not working is finally not a loss .And third some individuals take time to shift to a new interest, and the benefit of the society from an individual that loves what she (he) is doing is vastly larger than the benefit from an individual that is not liking what she (he) is doing and is doing it only so as to gain survival money.

 It seems that the 7-major difficulties of the current earthly civilization are the next

1) Child mortality and overpopulation
2) Outdated nutrition model based on animal tyranny or  animal slavery.
3) Degradation and destruction of the ecological biosphere.
4) Outdated energy model with high CO2 emmissions.
5) Climate crisis based on CO2 emissions.
6) Over-monetization of life and a monetary system,  where the private sector and not the people have the priviledge to print money and the laws around the central banks, (which are owned by private banks), that create over-debt economies, forcing the public sector, enterprises and households, to borrow from the banks, the newly printed money, which essentially should belong to them by right .
7)  Brutal or  subtly hidden tyranny

(To see how the irresponsible private interests of the central banks create the over-debt economy see the link below
 http://overdebtmonetarysystem.blogspot.com/2012/04/1-how-current-monetary-system-creates.html)


  The next video is essentially a history of the current monetary system , after the abandoning of the rule of gold, till today. 
  The current laws around the central banks create the debt-crisis and over borrowing. The way they do it is , by lending with interest almost all the printed money, to small groups of private banks. Then the private banks lend it in their turn, and as in the domino effect, excess debt is created in the economic system.
     For example recently (end of 2011) the European Central Bank (ECB) printed 3-4 trillion euros, and lend them with interest to s small group of private banks.  When the money (base money M1) is printed by the central banks, according to the current laws belongs to the central banks. But essentially (and here new laws and institutes are required) the printed currency belongs to all citizens. It is a public good not a private good.  If we divide 3.5 trillion with 200 million Europeans it is a17,500 euros to each European citizen. Therefore with the current laws around the Central Banks, the result is that private banks lent to the citizens, enterprises and public sectors, the printed currency that already , in principle, belongs to them not to the banks. So a mechanism  must be created, with new laws and institutions that will distribute the printed currency directly to the 
      a) public sector 
     b) enterprises 
     c) households 
    without being debt, and without letting groups of private banks to monopolize the printed currency. Otherwise we get a banking-monetary oligarchy (or even monetary subtle tyranny) , that creates redundant debt and over-monetization of social life.

           http://www.youtube.com/watch?v=tj2s6vzErqY

 See also

http://liberating-values.blogspot.gr/2012/07/1-meaning-of-liberating-vaues.html



Here are some thoughts and values for an alternative economic system.

In short:
Economics may become a very insidious influence in the experience of our life. For a minority may become also a very positive experience.
There is positive will and negative will in the societies. Progressive (benevolent) economics and regressive (malevolent) economics. Regressive (malevolent) economics may become a financial weapon of mass economic destruction

Here are some forms that money interplay  is experienced in our life

Money experienced as

1) As share in the goods of the planet
2) As means of transactions
3) As measure of human working activity
4) As raw material to organize business and group activity, or operational power (capital)
5) As constraint of debt in activities, or friction in production activities.
6) Conversely when in abundance, as measure of freedom in personal activities
7) As measure of social power
8) As means of persuasion
9) As macroscopic "temperature" of social activities
10) As means to regulate fair agreements, deals, etc
11) As embodied value of precious metals in the coins.
12) As difference of prices of same goods between different nations with different currencies.
13) As only the liquid part of the economic value of fixed assets, like real estate etc In other words in a society, money is only the smaller part of the total economic value or wealth, both for the individual or the public sector. 

People used to believe that economic transactions and actions exist in the realm of win-lose or lose-win. The more they are educated, we realize the truth that economic transactions and actions are to exist, mainly microscopically in the realm of win-lose, lose-win, and mainly macroscopically in the realm of lose-lose, win-win.


We live in an over-debt crisis, therefore discovering the proper values in economics may become very important.

Let us start again from three significant values for the individual and the society that we have stated before for other spheres of life, and think what they entail for the economy too:

The individual is to 
1) Have responsible freedom of self-determination 

2) Become truly self-confident and free to  be responsible as much as possible for the self, without being coerced to accept some higher institutional authority, or  allow private groups to degrade the quality of public and private life.


3)The critical and important decisions about the road that the individual and the civilizations is headed in economics, technology and power, cannot be taken outside the individual, transparent social developments, and outside transparent democratic politics, in a secrete way, by private groups , enterprises and power secrete state-based groups (e.g. terrorist groups, and some times "anti-terrorist" groups,  central banks etc) ,  more powerful than the governments and democracy.

Regressive (malevolent) economics may become a weapon of mass social destruction, through an artificial financial Darwinism. . 


We see directly that the above values are in plane contradiction with the alienation and even subtle tyranny that over-debt is creating to households, enterprises and states.

And the guilty institutions and procedure is immediately evident: The privilege to print money that  before the 17th century belonged only to the people and the public sector,  now belongs to groups of powerful private interests that are the non-revealed owners of the central monetary banks. And according to their interests, force the flow of newly printed money through sequences of lending from larger bank to smaller  bank till the final end of households, enterprises and public state. 


Because of the above systematic practice of the central banks, at best scenario, the average enterprise has 2/3 of its assets as liability capital and only at 1/3, they own financially their business. A clear financial (not legal) alienation. They work financially for their lenders. 
In this way every central monetary bank for each state or group of states with the same currency, may become, metaphorically speaking   "the Minotaur or Tyrannosaur Rex of the kingdom": a monster that consumes the childrem of the country.
On the other hand, if the privilege to print money is returned to the people and the public state,  then the flow of the newly printed money can be ruled to be mainly through public investments, subsidies etc; The power of economics through its financial organisations,  should not be stronger than the power of public politics. In  such a normalized monetary system, the average enterprise will have liabilities less than 1/3 of its total assets. In other words financially  mainly responsible and owners of their business. The above in very simple terms is the cure of the over-debt of the monetary system. In a cured from over-debt monetary system, "banking" and the re-distribution of surplus money, need not utilize fractional reserve. The dominating mode of  financing in  a cured from over-debt, monetary system is not lending (non-ownership)  but rather investing (co-ownership). The development of new laws around the  crowdfunding through the internet may facilitate the passage from lending to investing, in financing.

(For the over-debt monetary system see e.g. http://overdebtmonetarysystem.blogspot.gr/2012/04/1-how-current-monetary-system-creates.html  )

About the details of fractional reserve in banking see e.g. http://en.wikipedia.org/wiki/Fractional_reserve
http://www.anthroposophy.org/uploads/media/Federal_Reserve-PVOLeary.pdf


Instead of waiting of  the major currencies (USD, Euro etc) to be democratised, and their central banks to become public (something not predicted in the foreseeable future) , a direct cure of the over-debt effect, for smaller units like municipalities and communities,  is to issue their own parallel local  currency, where only the local collective authority (municipality, community) and not any private sub-group, has the privilege to print it. In addition any bank-like organization will not use the fractional reserve rule, and will gain money not by lending the deposits (which is not allwed) but being paid a rate to keep the deposits. In other words such a  local parallel currency is free from the over-debt pathogeny.  
(see e.g. http://en.wikipedia.org/wiki/Local_currency )



Is society over-monetised? It seems to me that it is. Is the current tendency of the civilization to de-monetise many significant goods and services in the society? It seems to me that through the development of the internet, and the voluntary offer of the cognitive surplus of millions of people in the web, there is indeed a tendency of de-monetisation.
We only have to remember the hierachy of the human needs by A. Maslow as below, and realize that the upper needs and levels are mainly de-monetsied through the web:
Free communication, free enterainment (music, films, books etc), free education, free creativity etc. The game of making money so as to spend them for over-consumption, as a means of fulfilment in life (and out-in approach) is not a panacea, and creates a childish subjectivity and a low-life idea for the values of living. I do not say that using high quality tangible goods, does not support spirituality too, but is only one side of the coin.




Let us focus again on the value : Truly self-confident and free to  be responsible as much as possible for the self, without being coerced to accept some higher institutional authority, or  allow private groups to degrade the quality of public and private life.

It is immediate that  the individual experiences this value easier if he seeks to make his living as an entrepreneur, and create his own wealth, rather than as a public state or private company employee. By utilizing his (her) 1) Assessed creative options , 2) Persistent activities 3) His passion to realize for himself and the society the non-money content of his business he (she) is  going avavoidably to succeed.

Each individual of this planet , as birth right, from his (her) childhood till old age and death, without even being obliged to work is entitled to have the basic and minimum money for
1) Food
2) Cloths
3) basic transportation
4) Health care
5) Access to education
He is also entitled to have shelter.
Nevertheless, as long as he (she) is healthy, he (she) has also  the responsibility to participate in voluntary social work (at a maximum of 50% of any free part of his normal 8-ours working time. In other words if he (she) is working 8-hours in his own business , there is no obligation for voluntary work. But if he chooses not to work at all, then his has to offer at maximum 4 hours voluntary work. The minimum depending on the community needs).

For any more of household or enterprise wealth, he must become an employee  or do business to acquire it.

This means that even the basic first two levels of the A. Maslow hierarchy are de-monetised. (in the sense that the they are offered essentially for free to each individual)

The present state of the working for the industrial-military complex creates a terrible waste of human work , energy and time, for "consumer goods" of highly questionable real value in human life. We live in a, in vain over-active system. By re-engineering the production and the work, the resources of the planet, and the existing technology are more than enough to provide this "de-monetisation" of even the first two levels of the A. Maslow Hierarchy of human needs.

Buying human labour is not so much different from buying human beings (slavery). Although buying tangible objects, or even financial services with money seems natural, buying with money human labour is not natural. Human labour is an intangible service , that should not be pressed to correspond and be measured with money. Even in an economy where you cannot buy human labour , the process of capitalization is possible, as a strong motivation (through the  operational social power of the capital). Other incentives can be used for labour like
co-ownership through shares etc.
For objections to buy human labor with money, see e.g. the articles and books of Rudolf Steiner
e.g. http://wn.rsarchive.org/Lectures/GA340/English/RSP1972/WldEco_index.html



Maybe a new economy is emerging which starts at the level of households (bottom-up change), that can be aggregated in to unconceivable hitherto social power, with ways similar to the aggregation of creative e-products, that is emerging in the internet. 
E.g. The properties of households, can be divided in to strictly private, and publicly sharable. In this way, each person may have access to practically abundant property, and utility.
Money also can be substituted or paralleled with electronic voting (each person has the right of a maximum number of votes per year) and so the rights of social operational power (hitherto capital) can be  conducted through accumulated number of received votes.

(see also e.g. The sacred economics by C. Eisestein
http://www.realitysandwich.com/homepage_sacred_economics  )

Are the current factors of wealth distribution based on 
a) Operational negotiation power 
b) Highly unequal distribution of natural resources
 the best for a fair, happier and prosperous society? 
Should we not always reconsider the issue of fair and best distribution of the wealth based on principles like
a) Equivalent  rights of basic needs of individuals and groups.  
b) Fairly assessed  contribution through work, talents, expertise and other private resources  to the collective good.
c) Universal equal rights and obligations of humanity on the critical global natural resources of the planet (like drinkable water, sea, forests , basic animal diversity etc) .
d) Universal equal rights and obligations of humanity on the critical global artificial resources of the planet (like currency issuing, critical technology etc).
?


Some more details and remarks:

Wealth creation involves a very importnat transition phase for the individual:
It may start as the desire of a physical persom to create household wealth, through some kinfd of business, but as the business grow, usually they cannot be stopped (as it contains issues of emploees, sociaties demand etc), so it creates a surplus (and social) wealth from the point of view of the household , which is usually re-invested to grow the business and the enterprise. The transition from the household wealth creation to the surplus wealth creation is also a transition from mainly private interest to mainly social service interest and contribution .  It is not in to the inner goals of all types individuals  to make or to want to make, this transition. 

There is here a nice parable  based on the universal law of attraction

One day a professor of sociology, lecturing in a class from engineers and mathematician, put his hand in the glass of water in front of him, and threw the water from his fingers on the surface of the whiteboard. Many smaller or larger drops of water where shaped.
He turned to the engineers and mathematician and said:
----Most of you would think ,through a way of mental habit, that the statistical distribution of size the water drops on the surface can be described with a normal or gauss distribution.
(Remark: A normal statistical distribution has a symmetric hill-like shape with the majority of the cases accumulated at the maximum which its centre (top of the hill). For this shape see e.g. 
This would mean that the sizes of the water drops would be of course different but the majority would have an average size, neither the smallest neither the largest.)
----You would be wrong! The professor continued. You may call it divine intervention though nature's laws, or you may call it what ever, but the true statistical distribution for the sizes of the water drops is that of Pareto's
(Remark:  For the shape of the Pareto distribution see e.g. http://en.wikipedia.org/wiki/Pareto_distribution  , And for the biography of the Economist  Pareto
---- This means continued the professor, that the grand majority of the number of the water drops are the smaller ones, but that the grand majority of the volume of the water  is concentrated on a small minority of larger water drops. Actually the 20/80 rule of Pareto holds: More than 80% of the water is concentrated in less than 20% of the water drops.
----- Vilfredo Pareto discovered this law while measuring the wealth distribution in the society:
        More than 80% of the social wealth is concentrated in less than 20% of the citizens.
(Remark: There are more similar statements like 
1)“More than 80% of the total power in the planet is consumed by less than 20% of the countries”
2)“More than 80% of the problems in a company are created by less than 20% of the employees”
3) “More than 80% of the internet pages in the web are concentrated in less than 20% of the sites”
4) “More than 80% of the population in the palnet is concentrated in less than 20% of the cities”
5) “More than 80% of the stellar mass in the galaxy is concentrated in less than 20% of the stars”
This effects seems to be the result of the universal law of attraction and laws of evolution. ) 
----- So does this mean that such a distribution of the economic wealth and resources in societies is fair? Asked one from the classroom. 
------ I did not say that, answered the professor. I only pointed out to you that the distribution of the wealth in society is under the same  distribution  as of other physical phenomena under the universal laws of evolution and  attraction. 
----- Personally , continued the professor, I believe it has nothing to do with fairness, but rather it has to do with lack of regulation, lack of evolution, coexistence of the little evolved with the more  evolved,  and lack of conscious human social design intervention. The jungle is full of monstrous violence and killing each other for food, and this might be considered a fact. But e.g. inside a herd of the same species, like in a population of horses or in a population of ants, there is not killing and direct violence, and such violence would be considere unfair. And this should be so with the human society. By decreasing economic inqualities,   we eliminate violence, lack of trust, mental diseases and many other social diseases. The more we deviate from the distribution  of Power and Pareto, toward a more uniform and equal distribution, the more the society has developed and is happier. 
See e.g. how economic inequality harms the society in the video


Here are a list of 7 principles and 21 values for a better self, society and  life



V1: For the individual and the nature:

The principle of the right for a free and prosperous life

1) No other individual or group has the right  to determine how the individual will think and feel about himself (herself) without his (her) consent, other than the individual itself.An individual human being , at a final deeper analysis, belongs neither to family, nor to community, nor to church, nor to state, nor to society. A human individual is not property. This does not mean that each individual must put an emphasis to his (her) self, above others, the society, and the world. The individual being part and being responsible for aspects of the whole of humanity and the planet is a healthy attitude, as the fates of both are correlated.

2) The survival of the individual and the survival of planetary nature are in a win-win interplay. The civilization is to refrain from exercising violence and indirect destruction upon nature, instead is to conduct  eco-sustainable practices. Animal rights are respected and sentient animals are honored  The adopted energy model is of CO2-clean, ubiquitous and cheap renewable energy. An unconditional minimum income from childhood to old age should guarantee the decent survival and minimum living standards for each individual either he/she is working or not. 

3) As human beings we have the right of  responsible freedom of self-determination and we seek to become truly self-confident and free to  be responsible as much as possible for  our self, without being coerced to accept some higher institutional authority, or allow private groups to disorient  degrade and jeopardise the quality and true values of private and public life. The  quest for freedom of will goes deeper and deeper. Individuals have basic bill of rights respected by other individuals, authorities and communities, that include the right of survival food, drink, cloths, shelter, health care, freedom of expression and basic education. 

The more the human individuals and society evolves, the less the usual power structures (even as above) are needed. The more the human consciousness evolves, the more the hierarchical power structures in the society, (either in enterprises, or public state services.) are realized and perceived as abuse to the human consciousness, and abandoned and substituted with other non-hierarchical interplay. Almost, as in the ideal republic of Kalipolis of the ancient Greek Plato. The more evolved individuals and society we become the more we shift from the pattern of win-lose (controlling)  or lose-win (being controlled) to the pattern of win-win (what mutually we seek), and lose-lose (what mutually we try to avoid).Win-lose (or pray-predator, or domination) modes, lead to waves of self-destruction. Win-win modes (or cooperation modes) lead to stable and permanent happiness.

V2:  For the sexual life  , and the  family:

The principle of sexual happiness

4) Sexual life is a significant part of human happiness, and is respected and encouraged in its private different forms, as long as in its turn respects community and social life. 

5) The choices of the details of sexual practice, and the modes of  couples life, like agreed monogamy, agreed polygamy etc are entirely the responsibility of the involved individuals and are not  forced by religions, society or other groupsThe erotic life is liberated from fear, feelings of guilt, humiliation, superstitions,  lies, pretence and deception.

6) Family is encouraged as long as there is parental and social possibility of decent survival. The children growing up is protected. 

V3:For the community experience and society:

The principle of ethical social life

7) The main ethical values in a community are spiritual freedom, economic freedom and moral freedom. Also truth,  trust, mutual support,  responsible participation, and a similar  experience of life of shared values

8) The basic principles of what democracy means, as a win-win interplay of the individual and the collective, are respected and the details of how it is conducted are re-decided according the size of the communities. 

V4: For human relations , love,  emotional life  and happiness:

The principle of love

9) The keys for a non-violent and happy life in intimate  relations are  truth, and respect of any explicit agreements for the time interval agreed,  plus love free from, lies, fear, humiliation, guilt,  pretence, hypocricy, and violence.

10) The diamond rule: 
--- Do not do upon others what you do not want they do upon you and they do not want to do upon them, after making sure that this does not damage the society as a whole.
--- Do upon others what they want to do upon them, and you want they do upon you, after making sure that this does not damage the society as a whole.

11)  Emotional life, is very important for most of the people, and cultivation of higher virtues like hope, faith, enthusiasm, loyalty, optimism, fairness , sympathy, kindness, cheerfulness, humour,  altruism  etc. is a primary orientation

V5: For economics, communication, creativity, and reputation:

The principle of creative human being

12) Each one receives according to its needs and constributes according to its abilities. Wealth must be acquired by the application of (scientific) power from humans to the nature and matter (progressive economics), not from humans to humans (regressive economics).
The more the truth, trust, fairness and responsibility are developed the less the use of money is necessary. Although society is evolving through cycles of  decrease of economic differences and centralization and  of  increase of economic differences and decentralization, the long term perspective is the decrease of the economic differences. Money was means of facilitated relative fairness, and now it has become means of crypto-piracy , power abuse,  manipulation of the democracy, and social mass destruction of values and quality of life through artificial financial Darwinism. The more evolved individuals and society we become, the more we shift from the pattern of win-lose (controlling)  or lose-win (being controlled) to the pattern of win-win (what mutually we seek), and lose-lose (what mutually we try to avoid).Win-lose (or pray-predator, or domination) modes, lead to waves of self-destruction. Win-win modes (or cooperation modes) lead to stable and permanent happiness.

13)  Creativity is to be respected and desired both in the life of the individual and in collective community  activities. Creativity is  one of the most significant expressions of our spirituality.Creativity may act as norm and discipline in daily life, may cure alienation and facilitates individuation.

14) The individual's creativity or collective creativity is parallel to  the natures creativity (growth of life, birth of children etc), and is the response of the human spirit to the nature's creativityCreativity may be regressive or progressive. Creativity, if progressive, it  is to be compatible with healing the nature, the society and the individual. 

15) Through creativity  there is the opportunity to seek for excellence, pioneering peak performance, and through communication find  esteem and reputation in the community and beyond.  Communication is both a right and a virtue. Individuals are to be treated with courtesy and respect by everyone else; If they are treated  discourteously or disrespectfully , it is a reflection on the others not on the individual as long as he (she) does not accept their treatment of him (her) as right.


V6:For intellectual life, education, arts, sciences and controlling our fate:

The principle of happy intellectual life

16) Basic education is a right that every body has from the moment of his birth. Through on going life-long  education we acquire  skills, practical expertise and information about the worldThrough on going life-long self-education we are uncovering our own talents, and are lead to self-improvement, and spiritual inspiration. With a living education we have  an opportunity for honouring the self,  and others, for loving, for better  relations, of  accessing the unlimited collective intelligence, for spiritual inspiration and for disciplined practice.

17) Through education, intellectual life becomes possible, and with it, scientific research and power. Thus we may control more and more our fate and become happier.  Scientific practice may be regressive or progressive.  If progressive, it  is to be compatible with healing the nature, the society and the individual. The quest  for knowing and controlling  physical reality leads to deeper and deeper levels of it. 
Scientific technology must be  

17.1) free from deception for other people, 
17.2)  free from the will to apply it for the good of few only, instead of all, 
17.3) free from any crypto-piracy to open democracy and its principles
17.4) free from any tyrannical dependence to any alien civilization.


V7:For spirituality and the cosmos:

The principle of a free will, eternally improving, spiritual human being

18) Ultimately human beings are , spiritual beings.   We may think of breathing as a metaphor for the spiritual interplay.Life would not be  worth living without self  inner analysis and perpetual  improvement. Inner-attention, inner-listening, cultivation of visions, meditation, or  praying, self-knowledge, cultivation of positive mental and emotional attitudes etc, are primary goals.Science seeks to produce effects with the horizontal causality within the material density-reality. But as spiritual human beings we  have also miraculous abilities of producing effects through vertical-causality (spiritual intention) among the different material densities-realities and levels of consiousness . To become balanced spiritual human beings we have to balance those two different ways of producing effects.

19) The paths to spirituality, religions and the search for the sacred and non-sacred are many. We value freedhom of religion. 

20) Attending the world with a more true knowledge is changing ourselves for the better. We value the research of the origins of humanity, civilization and different life-forms. The values of interplay between different communities and societies apply as well for different planetary civilizations of the galaxy. 

21) The critical and important decisions about the road that the individual and the civilizations is headed in economics, technology  power, and galactic affiliations, cannot be taken outside the individual, outside transparent social developments, and outside transparent democratic politics, in a secrete way, by private groups , enterprises and power secrete state-based groups, more powerful than the governments and democracy.


A timely sequence of the evolution process of creative changing or creating  the self based on the choice of new values, is as follows



The private space:

1) The Wandering:
Where we come from, why, our purpose and gathering our "tools".

2) Initiation:
Preparing our own path, each one different and hopefully centering.

3) Honoring:
Understanding the Source of our creation. Recognizing the sacred in oneself.

4) Stating Intention: Realizing and acknowledging ones true purpose to create Self.

5.1) Surrender : Letting go of control to allow vulnerability. To learn what is already known.

5.2) Embrace our own hidden-self :
Walking into the unknown parts of Self. Being and becoming the Void.

6) Lighting the Flame in the Heart: Connecting to Self and finding meaningful, honest, ritual.

The public space:

7) Transformation: Climbing the ladder of self-responsibility, to hold a vision of Being in One-ness, Being the vision that alters all perception.

8) Becoming Human: Empathy and compassion toward all. Being in truly responsible relationships.

9) Walking The Path: Integrating all of life's experiences. Being a teacher by Being.

10) Service: Discarding the illusion of separateness. Total approach to life in humility and joy.

11) Believing in , honoring, and service to the deeper Existence:
Giving value and practice to the Existence is the creation of Self.